Flood Insurance

[Flood Insurance]Did you know???

  • Flood losses are not covered by regular insurance. A special flood policy must be purchased to have protection from a flood.
  • Floodwaters have the power to damage not only your home and sense of security but to destroy your financial future.
  • Floods don't just happen to other people.
  • Flood policies have a 30 day wait for benefits except on new property purchases.
  • To get secured financing to buy, build, or improve structures in Special Flood Hazard Areas you will be required to purchase flood insurance.

In addition to flood insurance what other precautions do I need to take???

  • Maintain photographs or videos of your valuable possessions and store in a safe place.
  • Post emergency numbers by the telephone and teach children how to dial 911.
  • Plan and practice an evacuation route with your family.
  • Arrange with an out-of-area friend or relative to be your family's contact should your immediate family members become separated in the event of a flood. Make sure all family members have the name and telephone number for this contact.
  • Consult with plumbers, electricians and fuel providers to make your house flood as flood safe as possible.

How do I find out if my property is at risk???